01
The bank teller queue and fake deposit slips
Parents lose work hours in queues. Bursars lose weeks matching crumpled slips against unclear bank statements.
From paper trails to verified payments
Every fee collected. Every cedi accounted for.
The modern school fee management and family wallet system. Parents pay in seconds by Mobile Money or card. Bursars stop chasing bank slips. Proprietors see live collection rates from anywhere.
Get StartedSee Interactive DemoInstant bank settlementAutomated SMS receiptsZero paper receipt books
School overviewGood morning, Abena
LIVETerm collectionsGHS 842,650of GHS 1,060,000 expected
79%collected
Today's channelsGHS 28,430
MTN MoMo
GHS 17,400
Telecel Cash
GHS 6,830
Bank Transfer
GHS 4,200
Payment confirmedSMS receipt sent instantly
The real problem
The hidden cost of traditional fee collection
The money may arrive eventually. The wasted hours, weak records, and strained parent relationships cost you every single term.
02
The cash leak and counter chaos
Cash at school counters creates discrepancies, security risks, and a daily mountain of handwritten receipts.
From uncertainty to a locked ledger
03
The debt snowball
Late fees carry over term after term because no one has one live, reliable view of every family balance.
From chasing families to clear follow up
Built around real school work
Everything your fees office needs. Nothing it does not.
A clear operating system for families, bursars, and proprietors, from first payment to final audit.
1
One family. One wallet. Zero confusion.
Got 3 children in the school? One single balance.Parents top up a unified family wallet and allocate fees across children with one tap. The ledger clears arrears first, automatically.
4+
Built for Mobile Money and cards
Where parents already keep their money.Accept MTN MoMo, Telecel Cash, AT Money, Visa, and Mastercard through Paystack. Funds settle into the school's verified bank account.
0 sec
Instant SMS and audit proof receipts
Peace of mind before they leave the car.The second money lands, parents receive a branded SMS and tamper proof digital PDF receipt.
Live
Proprietor visibility on every screen
Know your collection rate before lunch.Track each class, see defaulters, send reminders in one click, and receive a clear morning summary.
30s
A faster counter for bursars
Cash recorded cleanly in half a minute.Record walk in payments quickly. Every action stays in a locked trail, with proprietor approval required for backdated changes.
From setup to settlement
A calmer fees office in three clear steps
We help your team bring existing records across and get every payment channel ready.
- 01
Bring your school records
Upload students, classes, families, and fee structures with our onboarding team.
- 02
Parents pay their way
Share one payment link for Mobile Money, cards, bank transfers, or record cash at the counter.
- 03
Everyone sees the truth
Balances update instantly. Parents get receipts. Your team sees every cedi in one place.
See the cost clearly
How much is manual fee collection costing your school?
Move the numbers to match your school. The estimate updates instantly.
Trust is not optional
Your school. Your data. Your money.
Onisko keeps each institution separate, every record traceable, and every payment on regulated rails.
Bank grade encryption
Regulated payment rails, two factor authentication, and a transactional database ledger.
Strict school isolation
Your parent directory, school records, and financials belong solely to your institution.
Audit proof ledgers
No accidental overwrites or deleted records. Reversals require proprietor authorization.
Pan African ready
Multi currency support and localized phone formatting are ready for growth across borders.
Direct settlementFees move to your own verified school bank account.
MTN MoMoTelecel CashAT MoneyVISA
Straight answers
Questions school owners ask us
Clear answers before you make a decision.
Do parents need a smartphone or app download?
No. Onisko opens in any phone browser, works as a lightweight web app, and sends automatic SMS updates. There is nothing to install before paying.
Does Onisko hold our school fees?
Never. Payments settle directly into your school's registered bank account through licensed payment gateways.
How long does onboarding take?
Under 48 hours. Upload your student and class CSV, set your fee structure, and start collecting.
What if parents still pay with physical cash?
The Bursar Counter records cash deposits in seconds while keeping the financial ledger watertight and fully traceable.
Your next term can run differently
Ready to stop chasing fees and start planning your school's future?
Join forward thinking schools transforming fee collection. Setup takes less than 2 days.
No setup feeNo binding long term contractsFree onboarding assistance